As tens of millions of people have discovered, debt can be a crushing burden. It can tear down dreams and destroy lives. But debt can be avoided. With fiscal discipline and a clear plan, anyone can get out of debt and live debt-free. In the easy-to-read, accessible style of the 250 Questions series, authors David and Marcia Rye explain how to: Assess debt problems; Use home equity to get rid of debt; Cut college expenses; Live within a budget; Understand bankruptcy law; Stay out of debt. No one has to live in the shadow of financial insecurity any longer. When the economy takes a turn for the worse, it's essential to get out of debt. With this book at your side, you can conquer debt and secure your financial future.