Worried about your financial future? Living paycheck to paycheck? Find it hard to save money? The Everything Personal Finance Book in Your 20s and 30s Book, 2nd Edition makes saving for the future easy. This updated edition provides step-by-step instructions on how to:Budget scarce funds; Recover from credit card debt; Pay off student loans; Plan for large purchases; Build an emergency fund. You'll also find information on affordable insurance protection, the most useful (and free) online personal finance resources and tools, and how to use tax breaks to help pay for education. With this easy-to-use guide, you'll learn how to manage, save, and invest wisely-starting today! Debby Fowles was the About.com Guide for Financial Planning. She had more than twenty years of accounting and business experience and is the author of the first edition of The Everything Personal Finance in Your 20s and 30s Book.