In this book, Smita Premchander, with her sustained grassroots understanding, has done a commendable job of delving into women`s life experiences and elaborating the meanings of money from their perspectives.The book takes a feminist approach, as it questions the benefits and costs of development programmes for womenMoney is a social relationship. It is a continued relationship of mutual trust. This book succinctly elaborates how relationships of trust are built, based on mutual respect. On the contrary, when women are seen merely as beneficiaries or clients, no relationships are formed and there is no possibility of empowerment.Elaben Bhatt founder of India`s Self-Employed Women`s Association (SEWA) and 1997 Magsaysay award winner for community leadershipMultiple Meanings of Money: How Women See Microfinance analyses what microfinance and money mean to women; focusing on the perspectives of individual women and of women-only groups. It explores womens money management strategies, group dynamics and learning processes in groups. It discusses the divergence in the perspectives of external intervening agencies and those of women who are members of self-help groups (SHGs). Based on case studies and participatory research methods, the discourse spans issues from macro to micro level and focuses on women as agents of change in their own livelihoods.The book will be an asset for professionals working in the sectors of microfinance and gender issues, as well as for policy makers. It will be equally useful for those studying and engaged in social work.

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